Stop Overpaying Tax
Find £2,000–£15,000 in Hidden Savings
TaxPilot analyses your salary, pension, childcare, and benefits to find the exact adjustments that save you the most money.
Free to start. No accountant needed.
See how it works in 2 minutes
The Tax Traps You Can't See
The £100k Trap
Earn £100,001–£125,140? You're paying an effective 60% marginal tax rate. Every £2 you earn over £100k costs you £1 of personal allowance.
A £5,000 salary sacrifice could save you £3,000+ in tax.
Lost Childcare Benefits
If either parent earns over £100,000 ANI, you lose 30 Free Hours (worth £6,000+/child/year) and Tax-Free Childcare (£2,000/child/year).
TaxPilot shows exactly how much pension sacrifice unlocks these benefits.
The Invisible Marginal Rate
Your take-home doesn't reflect your true marginal rate. With NI, student loans, HICBC clawback, and PA taper — you could be losing 60–70% of every extra pound.
TaxPilot calculates your real rate and shows how to reduce it.
How It Works — 3 Steps
Enter Your Details
2 minutes. Salary, bonus, pension, benefits, children. Six tabs, all optional — start with just your salary.
See Your Full Picture
Instant. Monthly breakdown, tax band analysis, childcare eligibility, pension allowance — all calculated live.
Tax: £19,432
NI: £5,892
Optimise
The aha moment. Toggle 'Optimised' to see how a single change affects every number. Ask the AI advisor.
Save £2,400/year
Powerful Features
Six tools working as one continuous cycle — powered by AI
Monthly Breakdown
Toggle between current and optimised to see exactly when your take-home changes. Bonus months, car sacrifice start dates, nursery start dates — all pro-rated correctly.
See Your Savings Instantly
Trusted by UK Professionals
"I was paying £18,000/year for nursery. TaxPilot showed me that a 4% pension increase unlocks 30 Free Hours — now I pay £9,200 and have £4,800 more in my pension."
— Senior Developer, London
"I didn't realise my £105k salary put me in a 60% tax trap. TaxPilot saved me £3,200/year in 10 minutes."
— Product Manager, Edinburgh
"Finally a tool that actually explains why my take-home barely changed after my pay rise. The optimisation suggestions are quantified, not generic."
— Finance Manager, Manchester
Simple, Transparent Pricing
One-time annual payment.
Free
Forever free
No credit card required
Pro
Everything you need to optimise
per year (one-time payment)
A tax advisor charges £75–£150/hour
TaxPilot: £69/year — pays for itself in the first week
Frequently Asked Questions
Is this regulated financial advice?
No. TaxPilot is an informational tool that helps you understand your tax position. We recommend consulting a qualified tax advisor or IFA before making significant financial decisions.
Is my data safe?
All calculations happen in your browser. We don't store any financial data on our servers. Your inputs are saved to your browser's localStorage only. Authentication uses Supabase (email only), and payments are handled by Stripe.
What tax years are supported?
2024/25, 2025/26, 2026/27, 2027/28, and 2028/29 (projected). We update rates as HMRC confirms them.
Can I get a refund?
Yes — contact us and we'll review your request. Refunds are processed via Stripe.
What's the difference between free and Pro?
Free gives you a full tax calculator with monthly breakdown. Pro unlocks the optimisation engine — Sacrifice vs Pay analysis, the Optimised view toggle, pension AA tracking, household scenarios, and unlimited AI advisor access.
Your Tax Position Won't Optimise Itself
Start in 2 minutes. See your savings instantly.